Navy Federal Credit Union offers loans for as little as $250, the smallest minimum loan amount of all the lenders on our list.
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Read Insider's full review of Navy Federal Credit Union's personal loans.
Family members of any of the aforementioned groups are also eligible. The monthly cost for debt protection is $1.99 per $1,000 of your outstanding loan balance.Ĭheck Rates with Alliant > Navy Federal Credit UnionĮligibility requirements: You qualify if you are active military or a veteran, as well as an employee or retiree of the Department of Defense. You can also purchase debt protection for your loan that covers death, disability, and involuntary unemployment, safeguarding you from unexpected events that could leave you unable to repay your loan. The lender charges no origination fees and has no late payment penalty, lowering the overall cost of your loan. In most cases, you can get loan approval and funding on the same day with Alliant, which gives the lender a leg up on competitors whose approval processes are slower. Read Insider's review of Alliant Credit Union's personal loans. Eligibility requirements: The easiest way to become a member is to join Foster Care to Success, and Alliant will cover your $5 joining fee.